
A man surveys damage to a home in Duck Key, Fla., after  Hurricane Irma. Photo: Mike Stocker/Associated Press
Laura Kusisto
  The Wall Street Journal
Sept. 16, 2017 7:00 a.m. ET
  When  Hurricane Wilma pummeled Florida in 2005, it nearly ripped the roof from  Stephany and Michael Carr’s house in Naples, which was built before a 2002  building code took effect statewide.
  After  the storm, the couple retrofitted their house to comply with the new code. They  added a standing seam metal roof with continuous panels connected by strong  fasteners. And they invested in hurricane impact-resistant windows and doors.
  The  upgraded home withstood Hurricane Irma without issue.
  “It  looks like a bomb destroyed our trees and yard,” said Ms. Carr, a 58-year-old  lawyer. “Tree branches bounced off of our roof. But the house is fine.”
  Ms.  Carr credits the more-stringent building code with saving her home and their  lives. “For anyone who doubts these codes, I invite them to sit in a pre-code  structure in a Category 3 storm or higher,” she said.
  As  homeowners in Florida begin to take stock of the damage from Irma, one pattern  is beginning to emerge: homes that were built to the stricter building codes  seem to have fared better.
  “The  feedback we’re hearing is positive,” said Rusty Payton, chief executive of the  Florida Home Builders Association. “We’re all interested and there will be a  deep dive. It appears that it did its job.”
  Bill  Wheat, executive vice president and chief financial officer at home-building  giant D.R. Horton Inc.,  said his company’s early assessments “indicate that the more recent building  standards post-Andrew over the last 20 years have held up relatively well.”
  The  evidence so far is preliminary. Insurance companies, home builders, city and  county officials and local resiliency experts say they are still conducting  assessments of how homes and commercial buildings built to different standards  held up during Irma. Homes in the Florida Keys, for example, tend to be older  and were the most badly damaged areas from the storm, but until a few days ago  the Keys were inaccessible to researchers.
  Julie  Rochman, chief executive of the Insurance Institute for Business and Home  Safety, a research organization backed by insurers, said it is too early to say  definitively what role the building code played in minimizing destruction  during Irma. But she said early feedback from a research team that put in place  instrumentation throughout southern Florida during the storm is encouraging.
  One  of the team’s meteorologists who toured some of the affected areas was “very  pleasantly surprised,” Ms. Rochman said. “It looks like the building codes have  proved themselves, that the new construction has done well.”
  Leslie  Chapman-Henderson, president and chief executive of the Federal Alliance for  Safe Homes, said she has noticed the roofs of older homes look like  checkerboards with shingles missing. Flying shingles are a larger concern because  they can hit people and property and cause additional damage.
  Research  led by Kevin Simmons, a professor at Austin College, looking at insured-loss  data from 2001 to 2010 found that the building code reduced windstorm losses by  up to 72% and that there were $6 in losses saved for every $1 of additional  construction costs. The paper is expected to be published shortly in the Land  Economics journal.
  Tom  Lykos, a local builder in the Naples area, said his two-story house, which was  finished in 2003 and meets the new more stringent standards, came away with  nary a scratch from Irma.
  Mr.  Lykos, who is about 5 miles from the water, said at one point the wind was  enough to topple a large oak tree outside his door.
  “I  know stuff was bouncing off the house and my house suffered no damage  whatsoever. The newer construction really stood up to the winds,” he said.
  Others  were less lucky, he said. A client of Mr. Lykos whose home was built in the  1990s to less stringent standards sustained severe damage both from wind and  flooding, though Mr. Lykos said the home is also closer to the ocean. He said  many older homes took on several inches of water but newer homes, which are  built further above sea level, didn’t.
  Florida  has one of the strongest building codes in the country. Passed statewide in  2002 after Miami-Dade County beefed up regulations in the wake of Hurricane  Andrew in 1992, the new rules required newly built homes to have stronger  fasteners that prevent their roofs from blowing off, nails instead of staples and  impact-resistant windows in certain areas, which manufacturers sometimes check  by firing pieces of plywood out of cannons at them.
  Philippe  Houdard, a resident of Miami’s Brickell financial district who rode out Irma in  his 16th-floor condo in a tower built after the new code took effect, said he  felt secure throughout the storm.
  “At  no point were the windows rattling,” he said. “I didn’t feel vulnerable.”
  
  
  CAST OUT: Father ‘Jets’  Medina holds a mass outside St. Peter’s Church in Big Pine Key, Fla., which was  damaged by the storm. Photo: Carlo Allegri/Reuters  
  
  
  CAST  OUT: Father ‘Jets’ Medina holds a mass outside St. Peter’s Church in Big Pine  Key, Fla., which was damaged by the storm. Photo: Carlo Allegri/Reuters
  The  downside to the new code is cost. Builders estimate that regulatory compliance  can add as much as 45% to the price of a home in some parts of Florida,  compared with about 25% nationally.
  Florida  passed a bill this spring that gives the Florida Building Commission  flexibility to evaluate whether or not to make code changes to keep up with  technological advancement and removed a requirement that it adopt International  Code Council standards every three years. 
  Critics  say it will gradually weaken the standards that just helped protect swaths of  the state from a hurricane.
  Mr.  Payton of the Florida Home Builders Association said the change would simplify  bureaucracy and help save home buyers money, but added that, “We don’t want to  build houses that blow down.”
  The  change was opposed by Craig Fugate, the head of the Federal Emergency  Management Agency during the Obama administration, who said that 25 years after  Hurricane Andrew, the state had forgotten lessons learned and was once again  letting building-code standards lapse.
  
  
  People  walk past a Miami building where the roof was blown off by Hurricane Irma. Photo: Joe Raedle/Getty Images
  
  “The  longer you go between hurricanes the more people forget how bad it was and start  thinking maybe it was an off year and we can start saving a lot of money if we  don’t build to these codes,” he said.
  Write to Laura Kusisto at laura.kusisto@wsj.com and Arian  Campo-Flores at arian.campo-flores@wsj.com
Appeared in the September 18, 2017, print edition as 'Newer  Homes Hold Up After Irma.' 
  Originally copied from
https://www.wsj.com/articles/one-early-lesson-from-irma-hurricane-building-codes-work-1505559600?mod=e2fb